But if you're not careful there are traps on the internet, where things aren't all they seem. Here's our top tips for a fraud-free Christmas
5. Watch out for suspicious emails, calls and text messages
You'll probably receive many messages from online stores, as a result of 'opting in' to receiving communications from them. Lurking amongst these genuine messages, there may well be fake ones (containing links designed to steal your money and personal details) that can be very difficult to spot.
6. If things go wrong
If you think your credit or debit card has been used by someone else, let your bank know straight away so they can block anyone using it. Always contact your bank using the official website or phone number. Don't use the links or contact details in the message you have been sent or given over the phone.
7. Lost money?
If you've lost money, tell your bank and report it as a crime to Action Fraud (for England, Wales and Northern Ireland). By doing this, you'll be helping to prevent others becoming victims of cyber crime.
8. Not received an item?
If you don't receive the item (or it doesn't match the description given), Citizens Advice has some useful information about getting your money back if you paid by credit card, debit card or PayPal.