A-Plan insurance urge Harrogate residents to get covered

Harrogate residents are being urged to make sure their home insurance is all wrapped up for Christmas – with a friendly local team at the end of the phone if you need advice.
During the festive season, most houses are full of gifts.During the festive season, most houses are full of gifts.
During the festive season, most houses are full of gifts.

A-Plan Insurance in Harrogate is dedicated to providing home insurance that meets the needs of individual property requirements which can vary at Christmas time, with homes full of expensive gifts.

During the festive season, most houses are full of gifts, meaning the property’s contents are higher in value than at almost any other time of the year. There is also a considerably higher risk of perils like burglary or fire.

Some insurers will account for this in their policies, giving an uplift in cover to make sure the sums within the policy are still sufficient to cover the increased contents. Without this, clients could find themselves underinsured – and as a result could be out of pocket when making a claim.

Typical insurance probably doesn’t cater for unique personal requirements and the ‘one size fits all’ approach is both frustrating and untenable.

Life simply isn’t like that which is why A-Plan Insurance understands the importance of valuing your assets accurately at the outset, to ensure you have adequate cover in place should you need to claim.

The dedicated team at the Princes Street branch has expertise and knowledge in providing all kinds of home insurance so you can rest assured that you’re in good hands.

“At A-Plan, we always take the time to speak with clients and go through their policy documents to make sure they have thought of everything they need to have covered by the policy,” says Chris Bishop, branch manager of A-Plan Insurance Harrogate. “In the current climate we are fortunate as a business that we are still able to operate and provide a service to the community.”

The personal touch

A-Plan Insurance provides independent, impartial advice and recognises the importance of valuing your assets accurately at the outset with a free assessment of your cover needs to ensure all your cherished assets are adequately protected, should you need to claim.

Correct level of cover

Many people are only insured for £50,000 of contents cover when they probably own far more than their sum insured covers. Having the right level of cover is hugely important. In the event of a claim it is essential that you have sufficient cover to replace all of your belongings on a ‘new for old’ basis. Without new for old cover, you will only be offered a fraction of the cost of what you have actually lost.

Each home is unique

Arranging the correct home insurance cover can be a complex business, especially if you have high value contents and possessions. A-Plan Insurance has years of experience in working with all kinds of home insurance and understands that all insurance requirements are unique.

Cover is also available for buildings, contents (including fine art, antiques, jewellery, collections, and other valuables), travel, second homes, and overseas properties. Cars can even be covered on the same policy if you wish.

“Clients benefit from having a single point of reference in the unfortunate event of a claim, and we will be there when you need us most, to ensure a prompt settlement with the minimum of fuss,” says Chris. “A-Plan Insurance provides unrivalled personal service, with over 50 years of experience in the industry so you can expect the very best.”

For more information call A-Plan Insurance at 10 Princes Street, Harrogate, HG1 1NH, on 01423 647235 or visit www.aplan.co.uk/harrogate.

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